[Jewelry making - Article 00223] - [Orchid] Jewelers health insurance

[Cindy Crounse]

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    I checked the archives and it looks like this subject hasn't been
    brought up in a while. For those like me who are getting pretty
    tired of paying ridiculous amounts of our hard earned cash for health
    insurance (insert growly face here) maybe someone has some
    experience with Health Savings Accounts and Medical Savings Accounts,
    and could share their knowledge... I understand the idea of getting a
    high deductible plan, and putting money into a HSA that will give tax
    benefits. But I've heard good and bad, which seems to depend on the
    provider and the ease (or lack of) with paperwork and getting
    reimbursed. My husband and I are both self employed, in our 50's,
    pretty healthy for the most part fortunately (and rarely use our
    health insurance, instead spending money on preventative care that's
    not covered by insurance). Obviously we're not alone in looking for
    a better way to "invest" our health care money. Does anyone have any
    recommendations? 

Cindy Crounse
Refined Designs Original Fine Jewelry
Voorheesville, New York
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